top of page
Writer's pictureAssetPlus

How are Corporate FDs different from Bank FDs?

Updated: Feb 28

Indian investors consider fixed deposits as one of the safest investments that offer risk-free and guaranteed returns. However, fixed deposits are not just limited to banks. Non-Banking Financial Companies/Institutions(NBFCs/NBFIs) also offer fixed deposits.




Let us understand how they are different from Bank FDs.


FDs

There are certain factors that you must keep in mind before opting for corporate FDs:


RATINGS


Agencies like CRISIL, ICRA, and CARE are globally recognized rating agencies that provide an unbiased opinion on the creditworthiness of an institution that should be considered before investing.



FDs

These ratings apply to both Bank and Corporate FDs. The Corporate FDs offered by AssetPlus is the highest rating (FAAA/AAA) applicable for any Fixed Deposit. Since these are highly rated FDs, the chances of default are very minimal or negligible.


WITHDRAWAL POLICY


In Corporate FDs, clients can withdraw the amount before maturity depending upon the duration from the initial date of investment with certain restrictions.


FDs

All Fixed Deposits offer relatively safe returns as they are not influenced by the ups and downs of the market. Before suggesting Corporate FDs, it is important to understand if they meet the liquidity needs and financial goals of the investors.

354 views0 comments

Recent Posts

See All

Comments

Rated 0 out of 5 stars.
No ratings yet

Add a rating

How to Become a Mutual Fund Distributor in India |  How to Become Mutual Fund Agent Online | Benefits of Becoming Mutual Fund Distributor | Become a MFD partner with us | MFD Commission | Best Mutual Funds | Mutual Fund Schemes in India | how to sell NPS in India online | how to sell PMS in India online | how to sell AIF in India online | AMFI Registration Number | amfi distributor | best distribution business in india

bottom of page